Insurance built around the work you perform.

Biotech companies

We arrange commercial insurance for biotech businesses based on their current research activities. We connect laboratory property and professional obligations in the account we take to market.

Talk to us when leasing a lab, entering a research agreement, or changing development activity.

We ask how the research is performed and what you owe a sponsor or other partner. We help document equipment ownership and storage needs, then compare the proposed policies with those responsibilities. Planned studies or commercialization changes need to be raised during the placement.

Details we work through with you

• Research conducted in your facility and activities contracted out
• Instruments and stored materials that need particular insurance terms
• Deliverables promised under sponsored research agreements
• Changes in development activity expected during the policy period

Additional insurance needs

We identify when clinical trials, product activities, or specialized research require additional insurance work. Those exposures need their own assessment alongside property, cyber, and professional liability.

Healthcare services

Commercial insurance for healthcare services needs to reflect who delivers care and where it happens. We seek coverage for the business using its treatment responsibilities and facility arrangements.

A new location, facility contract, or service offering is a reason to check your insurance.

We distinguish the business arranging services from the professionals delivering them. That helps us review professional liability terms and explain how the proposed policies address outside providers, premises, and systems holding patient information.

Details we work through with you

• Healthcare services the organization undertakes
• Care settings and the agreements assigning responsibility
• Control of patient records and access to information systems
• Existing professional liability insurance for the relevant services